Preheat air fryer to 370°F for 3 minutes
Place one tortilla in basket and spray with olive oil.
Spread cheese evenly on top of tortilla. Add the tomatoes and black beans. Optional: Add shredded rotisserie chicken or your favorite pizza toppings.
Cook at 370°F for 6 minutes until tortilla is crispy at the edges.
Add sour cream and sprinkle of cilantro. Slice with pizza cutter.